Green Daily

US Home Insurance Costs Are Rising Faster Than Inflation

The average annual premium is projected to increase 4% to about $3,057 this year.
Floodwater in Punta Gorda, Florida, after Hurricane Milton.

Photographer: Joe Raedle/Getty Images

Inflation worries, meet home insurance worries. Policy costs are on the rise across the US, with particularly extreme increases in hurricane- and fire-prone regions.

Today’s newsletter looks at just how much the cost of insurance has ballooned since 2021 and where the steepest increases will be this year. Plus, EV displaced millions of barrels of daily oil use last year, a trend set to accelerate, and major weather events threaten to shatter temperature records in the US and disrupt mining operations in Australia .