What If Everyone Got a Monthly Check From the Government?

In an audacious experiment, Finland is giving some residents a “basic income” of $16,000 for two years, no strings attached. Here’s what two of them did with the money.
Juha Jarvinen and two of his children at home in Jurva.

Juha Jarvinen and two of his children at home in Jurva.

Photographer: Juuso Westerlund for Bloomberg Businessweek

One afternoon in the final days of 2016, Steffie Eronen got a phone call from her husband, Juha. The Eronens had spent Christmas with relatives in Savonlinna, Finland, and Juha had just made the two-hour drive home so he could return to his job as an electrician. The couple live with their 5-year-old daughter in a cozy, two-bedroom apartment in Mikkeli, a quiet, midsize city in the southeastern part of the country. Juha was calling to let his wife know he was home safe, and oh, by the way, an important-looking letter had arrived for her from the Social Insurance Institution of Finland—or, as everyone calls it, Kela.

“Open it,” Steffie said.