Weather & Science
LA Fire Survivors Got a Rude Surprise That Could Hit More Americans
Many home insurance policies don’t cover the full cost of rebuilding after a disaster, a problem that’s set to grow along with the impacts of climate change.
People embrace at their childhood home, destroyed by the Eaton Fire in Altadena, California, on Jan. 23, 2025.
Photographer: Kyle Grillot/BloombergA year after the Los Angeles wildfires, many survivors face the same problem: Their insurance policies aren’t paying out enough to cover the cost of rebuilding.
It’s a tragic predicament. And it will happen again when the next disaster hits.