Spending & Earning

State School Is Not Always Your Cheapest College Option

Public universities offer lower average tuition costs, but the savings look better for higher-income families. 

A student arrives for a commencement ceremony in 2022.Photographer: Erin Clark/The Boston Globe/Getty Images

Many families grappling with the rising cost of college are turning to state universities in search of cost savings. But public schools are not always cheaper.

A Bloomberg News analysis of 15 state schools and 50 selective colleges found that families making $75,000 to $150,000 often pay less at private colleges, which are able to offset higher tuition costs with more generous financial aid.