How Indian Credit Raters Missed an Epic Fail at a Financier

  • IL&FS defaults cast uncertainty over Indian financial system
  • Big corporate bond issuer enjoyed high ratings in early 2018
Road construction takes place near the IL&FS building, one of India's leading infrastructure-development and finance companies, in Mumbai, India.

Photographer: ABHIJIT BHATLEKAR/Bloomberg

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Indian authorities have spent the week containing the collateral damage from a major infrastructure lender struggling to service $12.6 billion in debt. Next up: Figuring out why the nation’s credit rating agencies didn’t see the crisis coming.

IL&FS Group is a vast conglomerate with a complex corporate structure that funds infrastructure projects across the world’s fastest-growing major economy. The financier, set up in 1987, and its listed subsidiaries have powered India’s infrastructure boom-- including the Chenani-Nashri road tunnel, India’s longest--and raised billions of dollars from the country’s corporate debt market.