Teresa Ghilarducci

Teresa Ghilarducci is the Schwartz Professor of Economics at the New School for Social Research. She's the co-author of "Rescuing Retirement" and a member of the board of directors of the Economic Policy Institute.

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Wal Mart Focuses On Growth As It Opens Six Supercenters In Ohio

Bloomberg Opinion

Republicans Are Too Thirsty for Social Security Cuts

Make no mistake, a plan to raise the retirement age is a plan to cut benefits.

February 8, 2023

February 8, 2023

OpinionTeresa Ghilarducci

Republicans Are Too Thirsty for Social Security Cuts

Make no mistake, a plan to raise the retirement age is a plan to cut benefits.

Wal Mart Focuses On Growth As It Opens Six Supercenters In Ohio

January 2, 2023

January 2, 2023

OpinionTeresa Ghilarducci

500 Reasons to Eliminate the Income Cap for Social Security Taxes

Taxing income only up to $160,200 for Social Security is leaving a lot of revenue on the table.

Social Security To Increase Payments By Largest Amount In 40 Years

December 24, 2022

December 24, 2022

OpinionTeresa Ghilarducci

SECURE 2.0 Act Still Leaves Holes in US Retirement Plans

With so much bipartisan support for 401(k) reform, Americans could have gotten a better bill.

Congress

December 21, 2022

December 21, 2022

OpinionTeresa Ghilarducci

Why Do We Make It So Easy to Steal Seniors’ Money?

Regulators have had a busy year chasing after financial scammers — and there’s a lot more work to do.

FRANCE-ECONOMY-LIFESTYLE-TELECOMS-SENIOR-CONSUMERS

November 25, 2022

November 25, 2022

OpinionTeresa Ghilarducci

Resist Black Friday’s Siren Song

Marketers use psychological tricks to get you to break your budget, but you don’t have to give in.

Christmas Shopping Season Kicks Off In New York City

November 8, 2022

November 8, 2022

OpinionTeresa Ghilarducci

Buying a Lottery Ticket Isn’t (Always) a Waste of Money

There’s no point in buying multiple tickets. But one $2 ticket can be a cheap form of entertainment and self-exploration.

Powerball Jackpot Reaches A Record $1.9 Billion

October 28, 2022

October 28, 2022

OpinionTeresa Ghilarducci

Money-Losing Airbnb Hosts Have Three Options

Even if we’re not seeing a full-on #Airbnbust, there may be good reasons for some hosts to cut their losses.

NYC's Biggest Rental Tower Debuts In Bid For Priced-Out Buyers

October 15, 2022

October 15, 2022

OpinionTeresa Ghilarducci

Looking to Buy a House? It's Not the Worst Time

Falling home prices make this a better time to invest in real estate, even with higher mortgage rates.

US Home Prices Now Posting Biggest Monthly Drops Since 2009

September 2, 2022

September 2, 2022

OpinionTeresa Ghilarducci

Five Financial Tips for Incoming College Students

Responsibility is less about skipping oat milk lattes and more about tracking spending.

College Dining Halls Adapt Menus To Gird Against Food Inflation

July 20, 2022

July 20, 2022

OpinionTeresa Ghilarducci

Retirement Expenses Are Too Hard to Predict

Social Security isn’t enough to live on, and private retirement planning expects Americans to know the unknowable. Can’t the US do better?

GREENLAND-SOCIAL-POPULATION-CITIZENS

June 30, 2022

June 30, 2022

OpinionTeresa Ghilarducci

Now What? Advice for Retiring Into a Recession

Make sure you have an emergency fund. You may need it sooner than you thought if a downturn hits.

Markets Open After S&P Falls Nearly 4% On Monday

June 13, 2022

June 13, 2022

OpinionTeresa Ghilarducci

To Fill the Job Gap, Rehiring Older Could Be Wiser

Going back to work after retiring is hard, but there is plenty the federal government could do to combat age discrimination and improve training.

US-ECONOMY-EMPLOYMENT-JOBS

May 18, 2022

May 18, 2022

OpinionTeresa Ghilarducci

The Best Gift for College Graduates Is Help With Retirement

It's becoming harder than ever, but saving money early on is still the best way to guarantee a comfortable retirement.

Vice President Kamala Harris Delivers The Keynote Speech During Tennessee State University's 2022 Commencement Ceremony

March 31, 2022

March 31, 2022

OpinionTeresa Ghilarducci

Frugality Goes Only So Far in Dealing With Inflation

Budgeting tips can help somewhat, but Americans really need raises.

Inside Lodge Manufacturing Facility As U.S. Factory Output Rises

March 20, 2022

March 20, 2022

OpinionTeresa Ghilarducci

How to Handle Finances When You Find Love After 50

As more older Americans find love and live together, their personal finances can get messy. Figuring out whether your partner or children come first can help.

US-HEALTH-VIRUS-WEDDING

March 13, 2022

March 13, 2022

OpinionTeresa Ghilarducci

Inflation Stings Most If You Earn Less Than $300K. Here's How to Deal.

More Americans than ever expect their finances to worsen as inflation hits a 40-year high. Do you really need that extra car?

Gasoline Soars Above $4 A Gallon For Most U.S. Drivers

February 21, 2022

February 21, 2022

OpinionTeresa Ghilarducci

How to Get Hired If You're an Older Worker

It's not easy for older workers to rejoin the labor force, but online courses and networks for the 50-plus set can help.

US-HEALTH-VIRUS-SENIORS

January 5, 2022

January 5, 2022

OpinionTeresa Ghilarducci

Three Steps to Yield Financial Happiness

Creating a household budget, enlisting the help of a financial planner and carrying out the resulting plan can help to relieve financial anxiety.

Long Island Fitness Insructor Holds Outside Classes During Coronavirus Pandemic

December 20, 2021

December 20, 2021

OpinionTeresa Ghilarducci

The Perfect Christmas Gift? Cash.

If you don’t mind wasting your money on something the recipient will value less than you do, go ahead and buy it. But those “deadweight losses” add up.

US-CHRISTMAS-LIGHTS

November 24, 2021

November 24, 2021

OpinionTeresa Ghilarducci

Counting Calories Helps Your Retirement Account, Too

A healthy diet is one of the most effective ways to protect retirement savings.

Presidential Candidates Hit The Soapbox At The Iowa State Fair